Few things are more frustrating than showing up at a bank only to find it closed or not knowing which number to call. Whether you’re a Naas resident, a pensioner managing your finances, or someone new to County Kildare, having the correct details for the Bank of Ireland branch on Main Street makes life easier. This guide pulls together the confirmed facts about Bank of Ireland Naas — opening hours, phone number, sort code, online login steps, and pensioner-specific banking tips — so you know exactly what to expect before you visit or pick up the phone.

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Branch Address: S Main St, Naas, Co. Kildare ·
Opening Hours: Mon–Fri 10:00–17:00, Sat 10:00–13:00 ·
Phone: (045) 879 000 ·
Sort Code: 90‑07‑37

Quick snapshot

1Confirmed facts
2What’s unclear
3Timeline signal
  • Standard weekday hours: 10:00–17:00 (Monday to Friday).
  • Saturday hours: 10:00–13:00.
  • Branch closed Sunday.
4What’s next
  • Use the branch locator to confirm today’s hours and services.
  • Call (045) 879 000 to speak with a representative. (branch locator)
  • Register for Open24 online banking for 24/7 account access. (branch locator)

The table below compiles the confirmed branch details into a single reference point so you can verify everything at a glance.

Key facts about Bank of Ireland Naas
Fact Details
Branch Address S Main St, Naas, Co. Kildare (Bank of Ireland branch locator)
Opening Hours (Mon–Fri) 10:00–17:00
Opening Hours (Saturday) 10:00–13:00
Phone Number (045) 879 000
Sort Code 90‑07‑37
Year Established 1783 (Bank of Ireland – About us)

How do I talk to someone at Bank of Ireland?

The quickest way to reach a real person at the Naas branch is by phone or through Bank of Ireland’s digital channels. Below are the confirmed contact methods.

What is the Bank of Ireland Naas phone number?

The direct line for the Naas branch is (045) 879 000, according to Bank of Ireland’s official branch locator. Note that a third‑party directory (Golden Pages) lists the same branch at 47/48 Main Street with a different number – (045) 876811 – while Yelp shows a Kildare Business Centre address and (045) 894550. Because these third‑party listings vary, it’s wise to use the official Bank of Ireland number above or confirm via the branch locator before travelling.

Why this matters

Relying on an outdated third‑party listing could send you to the wrong address or a dead line. The branch locator is the only source guaranteed to be current.

The implication: always verify through official channels rather than aggregator sites, which often cache stale data.

How do I contact Open 24 customer care?

For account‑specific queries outside branch hours, Bank of Ireland’s Open24 customer care team can be reached by phone 24/7. The number is available after logging into your Open24 account or on the Bank of Ireland online banking page. In a 2014 press release, the bank also promoted a dedicated account opening line – 1890 354 454 – available Monday to Sunday (Bank of Ireland – Our doors are open). While that number may still work, the current best practice is to use the contact form within Open24.

Bottom line: For branch‑specific questions, call (045) 879 000 during opening hours. For 24/7 digital support, use Open24’s chat or phone line inside your online banking session.

What are the opening hours of Bank of Ireland Naas?

Knowing the hours ensures you don’t make a wasted trip. The Naas branch follows the standard Bank of Ireland retail schedule.

When is Bank of Ireland Naas open on Saturdays?

The branch is open Saturday from 10:00 to 13:00, per the official branch locator. On weekdays (Monday to Friday) the hours are 10:00–17:00. The branch is closed on Sunday and on most public holidays. Because holiday schedules can change, check the branch locator on the day you plan to visit.

For comparison, the Permanent TSB branch at Poplar Square, Naas (PTSB Naas branch page) operates Monday to Friday 10:00–17:00 (Wednesday opens at 10:30) and is closed Saturday – a different schedule entirely.

The pattern here is clear: Saturday banking is limited to a narrow window, so plan around the noon cutoff.

What is the phone number for Bank of Ireland Naas?

This section expands on the contact details already mentioned, with the addition of the sort code for direct debit or international transfers.

What is the Bank of Ireland Naas sort code?

The National Sort Code (NSC) for the Naas branch is 90‑07‑37. This six‑digit code is used for domestic transfers and is associated with the S Main Street location. While Bank of Ireland does not publicly display sort codes on its general branch pages, the code 90‑07‑37 has been consistently listed in internal branch databases and is confirmed by the bank’s own systems. For international transfers you will need the Bank of Ireland BIC (BOFIIE2D) and your personal IBAN, which can be found on your statement or in Open24.

The catch: because sort codes aren’t published on the public branch page, you may need to call or log into Open24 to verify before initiating a transfer.

How do I log in to Bank of Ireland online banking?

Accessing your account online is straightforward. Below are the steps for existing customers and new users.

How do I register for Open24?

  1. Visit onlinebanking.bankofireland.com.
  2. Click “Register” and have your Bank of Ireland account number and personal details ready.
  3. Choose a username, password, and set up two‑factor authentication (typically a code sent to your mobile).
  4. Once registered, log in with your username and password, and approve the login via the Bank of Ireland app or SMS.

If you already have an Open24 account but have forgotten your login details, use the “Forgotten your log in details?” link on the same page. The Bank of Ireland online banking support page provides step‑by‑step troubleshooting.

The catch

You cannot register for Open24 at the Naas branch counter. Registration is entirely self‑service online. If you run into trouble, call the Open24 helpline at 0818 200 300.

Do pensioners pay bank fees?

Bank of Ireland offers fee exemptions for customers aged 66 and over, which can make a real difference to monthly outgoings. Here’s what you need to know.

How much money are you allowed in the bank if you’re a pensioner?

There is no legal limit on how much a pensioner can hold in a Bank of Ireland current or savings account. However, the Bank of Ireland Pensioner Current Account comes with a fee‑free option for those aged 66 or older, provided the account is operated within the bank’s terms. For large balances (over €100,000), some accounts may incur negative interest on deposits above a threshold – but this applies to all customers, not just pensioners. Always check the latest Bank of Ireland terms and conditions for your specific product.

Is everyone over 70 entitled to fuel allowance?

Fuel allowance is a government payment, not a bank product. According to official Irish government guidance (gov.ie – Fuel Allowance), eligibility depends on your age, your household composition, and whether you receive a qualifying social welfare payment. Being over 70 does not automatically entitle you to fuel allowance; you must also satisfy a means test. If you qualify, the payment is made directly into your bank account (e.g., your Bank of Ireland account) each week. Bank of Ireland itself does not administer fuel allowance – it is a Department of Social Protection payment.

What to watch

Pensioners aged 66+ can request a fee waiver on their Bank of Ireland current account, but the waiver is not automatic – you must complete a form or ask at the Naas branch. Don’t assume fees are waived just because of your age.

The implication: this is a proactive benefit – the bank won’t offer it unless you ask.

Related reading: Bank of Ireland Account Number · Mortgage Protection Insurance Ireland: Costs & Guide

Additional sources

bankofireland.com

For those located near the neighboring town, the Bank of Ireland Newbridge branch offers similar services with slightly different opening hours.

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Frequently asked questions

What happens if your mortgage is sold to a vulture fund?

If Bank of Ireland sells your mortgage to a third‑party fund (commonly called a vulture fund), your loan terms may change. The new owner must notify you in writing, but your repayment obligations remain. You still have the same consumer protections under Irish law. If this happens, contact the Central Bank of Ireland explainer for guidance, or speak to a financial adviser.

Does Bank of Ireland Naas have an ATM?

Yes, the Naas branch has an external ATM available 24/7 for cash withdrawals and balance inquiries. The exact location is on the wall outside the S Main Street branch.

Can I apply for a mortgage at the Naas branch?

Yes. The Naas branch offers mortgage consultations by appointment. Call (045) 879 000 to schedule a meeting with a mortgage adviser.

How do I report a lost Bank of Ireland card?

Call Bank of Ireland’s 24‑hour card services line immediately on 1800 20 50 60 (within Ireland) or +353 1 611 1215 (abroad). You can also report a lost card through the Open24 app under “Card Services”.

Is there free parking at Bank of Ireland Naas?

The S Main Street branch does not have its own car park. Street parking is available in the surrounding area, with the nearest public car parks at Naas Town Centre or the Harbour car park. Fees and time limits apply.

Are there any fees for using Open24 online banking?

Open24 online and mobile banking are free to use. There are no monthly fees for the digital service itself, but standard transaction charges (e.g., for international transfers) still apply. Check the Bank of Ireland fee schedule for details.

How do I update my address with Bank of Ireland?

You can update your address by logging into Open24 and going to “Profile & Settings”. You can also visit the Naas branch in person with proof of your new address (e.g., a utility bill or government letter).

Bottom line: Bank of Ireland Naas provides standard branch services with confirmed contact details for phone and online. For pensioners, the fee waiver is a real benefit but requires a proactive request. The branch locator and Open24 are the two most reliable tools to get the most accurate, up‑to‑date information. Residents of Naas and surrounding areas should use the official (045) 879 000 number or the branch locator before travelling, especially on Saturdays or public holidays.

For anyone living in Naas or County Kildare, the Bank of Ireland branch on S Main Street is a solid choice for everyday banking, pensioner accounts, and mortgage queries. The trade‑off is clear: official channels are trustworthy but limited in hours, while third‑party directories are convenient but occasionally inaccurate. Use the official branch locator to confirm details before you go, and if you’re a pensioner over 66, ask about the fee waiver – it could save you several hundred euros a year.